Affirm Payment, Pay Over Time


Finance your purchase with Affirm. Buy your jewelry today and pay it later. Decide on your payment plan which fits best for you. It is simple, safe, customer friendly, genuine. 

  • Simple

Affirm doesn’t ask irrelevant and excessive information. Simply enter your basic information to prequalify.

  • Safe

Your information and money are safe with Affirm. There’s no card number to steal, you make payments with a debit card or checking account.

  • Customer friendly

Choose your own payment schedule. Have the order now, pay it later, pay it affordably.

  • Genuine

Pay what you agreed at first. No late penalties.

You can choose 3, 6 or 12 monthly payments to pay off your purchase with 0-30%APR. Learn more.

  1. What will be the interest rate for my loan?

Your rate will be 0% APR or 10–30% APR. Offer depends on your purchase amount, credit check and approval.

  1. How to apply Affirm?

Create your Affirm account with your name, email, phone number, birth date and the last 4 digits of your Social Security Number. There is no minimum credit score or credit history requirements.

  1. How do I pay with Affirm?

Bills can be paid online at You can pay your bills by debit card, bank transfer and check.

  1. Who can use Affirm?

All the US customers* aged 18 or older can use Affirm.

*except Iowa and West Virginia. 

  1. Does Affirm affect my credit score?

Your credit score will not be affected when you check your eligibility, even though Affirm performs a “soft” credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history. Learn more. 

  1. Can I get refund for an order that I paid with Affirm?

If you have your receipt you can return your item(s) the way you normally would. After processing your refund, the full refund amount will appear on your loan balance within 3–45 business days. Learn more.

  1. Can I contact with Affirm?

Yes, you can contact them at or by calling 855-423-3729. Affirm has a dedicated team in San Francisco, at Affirm HQ, ready to answer your questions and help you out.