Financing with Affirm and Shoppay

affirm financing with eternate jewelry

Eternate offers you the option of loan service providers, so that you can afford your forever jewelry with ease of mind and heart.

What are my financing options?

You can buy your jewelry now and pay the pre-agreed amount later with Shoppay, powered by Affirm. Just pick the suitable method for you and split your purchase into weekly or monthly payments to purchase the desired jewelry. You can choose your payment method at the checkout step, or apply for a virtual credit card from the websites/apps of Affirm/Shoppay. It’s simple, valid, and safe!

What is the difference between Affirm and Shoppay?

Shoppay is powered by Affirm. The only difference is that Shoppay offers faster checkout after your first purchase by letting you save your email address, credit card, and billing information.

Will I be charged any fees for using alternative paying methods?

No, there isn’t any kind of fee Eternate charges for financing your jewelry with an alternative method. Affirm and Shoppay also won’t charge you fees for splitting your purchase. Interest rates will change according to the payment plan you choose and is between you and the chosen loan service provider.

Does Affirm or Shoppay affect my credit score?

Creating an account, checking your eligibility, or looking for payment plans will not affect your credit score. However, your credit score will be impacted if you choose to pay for your purchase by splitting it monthly with these methods.

What do I need to apply Affirm/Shoppay?

Affirm customers must:

  • Be a resident of the U.S. (including U.S. territories),
  • Be at least 18 years old (19 if you’re a ward of the state in Nebraska),
  • Have a Social Security number,
  • Own a phone number that receives SMS and is registered to the United States or U.S. territories.

What are my payment options?

Shoppay offers to split your purchase into four payments every 2-weeks without interest and 3, 6, or 12 monthly payments to pay off your purchase with the interest of 10-36% APR. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

Can I return a financed item?

Yes, you can. Financed items can be returned in the same way you normally would by following Eternate’s return process. The same rules and conditions are applied; the item should be in its original condition, and you should have the receipt. Learn more about our exchange, returns and refund policy.

 

For more information, visit: www.affirm.com/help